Landlord Building & Contents Insurance

Order with confidence

Your property is likely your largest asset — it deserves cover that reflects letting risk, not just owner-occupier use.

To help you find a policy that fits, we compare offers from a panel of major Indian insurers. Complete our quick form for online quotes when the integration is connected.

Cover highlights

Landlord Building & Contents Insurance
  • Immediate cover or a start date you choose (subject to insurer acceptance)
  • Competitive annual premiums — buildings and contents quoted separately where applicable
  • Quotes from a panel of leading insurers in India
  • New-for-old or accidental damage options for contents up to limits you select (e.g. ₹50 lakh+)
  • Property owner's liability up to crores, per policy terms

Highly rated landlord experience

Access to a broad panel of insurers

Cover starting from when insurers confirm

Our trusted insurers

Representative names on our panel include ICICI Lombard, Bajaj Allianz, HDFC ERGO, Tata AIG, and other specialist underwriters — availability varies by risk and location.

We match you to insurers who can quote landlord buildings and contents cover for your circumstances, including non-standard tenants or unoccupied periods where permitted.

Rent Setu focuses on a smooth digital journey; final terms, premiums, and taxes are always confirmed by the insurer or broker before you buy.

Insurance is subject to product terms. Rent Setu may introduce you to authorised intermediaries; always read the policy wording before purchase.

Rent Setu landlord

★★★★★

“Straightforward quotes and clear cover options”


I wanted landlord-specific cover without endless phone calls. The flow felt modern and I understood what I was buying before signing.

— Vikram S.

Total peace of mind

With a few details we can guide you toward protection tailored to your residential investment — buildings, contents you provide, and liability that makes sense for how you let.

Whatever your property type or tenant profile, our goal is cover you can understand at competitive pricing, with documents you can file beside your tenancy paperwork.

Not ready yet?

Let us know when your current policy expires and we can send you a quote automatically:

Frequently asked questions

What is landlord building insurance?

Your property is an investment worth protecting. Landlord building insurance helps cover the cost of repairing structural damage from insured events such as fire, storm, and escape of water, subject to policy terms. We can help you explore buildings cover, contents cover for items you supply with the let, and liability protection suited to rental use in India.

Why landlord insurance?

Standard home policies are often unsuitable where you let to tenants. Specialist landlord cover can include protections relevant to letting — for example loss of rent where insured damage makes the home uninhabitable, alternative accommodation, trace and access, property owner's liability, and accidental damage where selected.

By comparing options from leading insurers in India, we help you shortlist policies that match your property, tenant type, and budget.

What properties and tenants do you insure?

We aim to support a wide range of residential let scenarios: working professionals, families, students, short gaps between tenancies, properties undergoing light refurbishment, and more. Eligibility and premium depend on underwriting criteria — the quote form captures the basics so partners can respond accurately.

What affects insurance cost?

Premium depends on many factors, including:

  1. Tenant and occupancy profile
  2. Location and catastrophe exposure
  3. Age, construction, and condition of the building
  4. Sum insured and covers selected
  5. Claims history

Use our flow to see indicative options once the integration is live.